Branch Details — FDRL0001608
| Bank Name | Federal Bank |
| Branch Name | Ernakulam Bye Pass |
| IFSC Code | FDRL0001608 |
| MICR Code | 682049037 |
| Bank Code (RBI) | FDRL |
| Branch Code | 001608 |
| Address | SG BUILDING, NH BYE PASS, NEAR EMC ERNAKULAM, KOCHI, ERNAKULAM DIST, KERALA |
| City | Ernakulam |
| District | Ernakulam |
| State | Kerala |
| Contact | +914842345059 |
| Toll Free | 1800-420-1199 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using FDRL0001608
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC FDRL0001608.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC FDRL0001608.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is FDRL0001608. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Federal Bank Ernakulam Bye Pass branch, Ernakulam, Kerala.
The MICR code is 682049037. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SG BUILDING, NH BYE PASS, NEAR EMC ERNAKULAM, KOCHI, ERNAKULAM DIST, KERALA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
FDRL identifies Federal Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001608 identify the Ernakulam Bye Pass branch.
Yes. Federal Bank Ernakulam Bye Pass Branch (IFSC: FDRL0001608) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC FDRL0001608 → select NEFT/RTGS/IMPS → confirm with OTP.