Branch Details — FDRL0002031
| Bank Name | Federal Bank |
| Branch Name | Lulu Mall - Kochi |
| IFSC Code | FDRL0002031 |
| MICR Code | 682049067 |
| Bank Code (RBI) | FDRL |
| Branch Code | 002031 |
| Address | S 65,LULU INTERNATIONAL SHOPPING MALL PVT LTD DOOR NO. 34/1000,NH 47, EDAPPALLY |
| City | Ernakulam |
| District | Kochi |
| State | Kerala |
| Contact | +914842728008 |
| Toll Free | 1800-420-1199 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using FDRL0002031
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC FDRL0002031.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC FDRL0002031.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is FDRL0002031. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Federal Bank Lulu Mall - Kochi branch, Ernakulam, Kerala.
The MICR code is 682049067. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: S 65,LULU INTERNATIONAL SHOPPING MALL PVT LTD DOOR NO. 34/1000,NH 47, EDAPPALLY. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
FDRL identifies Federal Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002031 identify the Lulu Mall - Kochi branch.
Yes. Federal Bank Lulu Mall - Kochi Branch (IFSC: FDRL0002031) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC FDRL0002031 → select NEFT/RTGS/IMPS → confirm with OTP.