Branch Details — FDRL0002227
| Bank Name | Federal Bank |
| Branch Name | Kottayam Asset Recovery |
| IFSC Code | FDRL0002227 |
| MICR Code | Not allotted |
| Bank Code (RBI) | FDRL |
| Branch Code | 002227 |
| Address | KOTTAYAM ZONAL OFFICE,FEDERAL BANK,KOTTAYAM , KERALA |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| Contact | +914812569154 |
| Toll Free | 1800-420-1199 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using FDRL0002227
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC FDRL0002227.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC FDRL0002227.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is FDRL0002227. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Federal Bank Kottayam Asset Recovery branch, Kottayam, Kerala.
This branch has not been allotted an MICR code in RBI records.
Address: KOTTAYAM ZONAL OFFICE,FEDERAL BANK,KOTTAYAM , KERALA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
FDRL identifies Federal Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002227 identify the Kottayam Asset Recovery branch.
Yes. Federal Bank Kottayam Asset Recovery Branch (IFSC: FDRL0002227) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC FDRL0002227 → select NEFT/RTGS/IMPS → confirm with OTP.