Branch Details — FDRL0002229
| Bank Name | Federal Bank |
| Branch Name | Kottayam Sankranthi |
| IFSC Code | FDRL0002229 |
| MICR Code | 686049016 |
| Bank Code (RBI) | FDRL |
| Branch Code | 002229 |
| Address | SANKRANTHI MC ROAD, NEAR NEELIMANGALAM BRIDGE, PERUMBAIKADA P O , KOTTAYAM KERALA, 686016 |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| Contact | +914822272241 |
| Toll Free | 1800-420-1199 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using FDRL0002229
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC FDRL0002229.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC FDRL0002229.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is FDRL0002229. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Federal Bank Kottayam Sankranthi branch, Kottayam, Kerala.
The MICR code is 686049016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SANKRANTHI MC ROAD, NEAR NEELIMANGALAM BRIDGE, PERUMBAIKADA P O , KOTTAYAM KERALA, 686016. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
FDRL identifies Federal Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002229 identify the Kottayam Sankranthi branch.
Yes. Federal Bank Kottayam Sankranthi Branch (IFSC: FDRL0002229) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC FDRL0002229 → select NEFT/RTGS/IMPS → confirm with OTP.