Branch Details — FDRL0001858
| Bank Name | Federal Bank |
| Branch Name | Ludhiana Urban Estate |
| IFSC Code | FDRL0001858 |
| MICR Code | 141049004 |
| Bank Code (RBI) | FDRL |
| Branch Code | 001858 |
| Address | SCO 18, SECT 32A, URBAN ESTATE, CHANDIGARH ROAD, |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +911612680040 |
| Toll Free | 1800-420-1199 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using FDRL0001858
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC FDRL0001858.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC FDRL0001858.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is FDRL0001858. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Federal Bank Ludhiana Urban Estate branch, Ludhiana, Punjab.
The MICR code is 141049004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SCO 18, SECT 32A, URBAN ESTATE, CHANDIGARH ROAD,. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
FDRL identifies Federal Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001858 identify the Ludhiana Urban Estate branch.
Yes. Federal Bank Ludhiana Urban Estate Branch (IFSC: FDRL0001858) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC FDRL0001858 → select NEFT/RTGS/IMPS → confirm with OTP.