Branch Details — FDRL0001985
| Bank Name | Federal Bank |
| Branch Name | Kolkata Vip Road |
| IFSC Code | FDRL0001985 |
| MICR Code | 700049016 |
| Bank Code (RBI) | FDRL |
| Branch Code | 001985 |
| Address | SIDDHI APARTMENTS, 71, TEGHORIA, VIP ROAD, P.S. RAJARHAT, |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| Contact | +913325730119 |
| Toll Free | 1800-420-1199 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using FDRL0001985
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC FDRL0001985.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC FDRL0001985.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is FDRL0001985. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Federal Bank Kolkata Vip Road branch, Kolkata, West Bengal.
The MICR code is 700049016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SIDDHI APARTMENTS, 71, TEGHORIA, VIP ROAD, P.S. RAJARHAT,. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
FDRL identifies Federal Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001985 identify the Kolkata Vip Road branch.
Yes. Federal Bank Kolkata Vip Road Branch (IFSC: FDRL0001985) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC FDRL0001985 → select NEFT/RTGS/IMPS → confirm with OTP.