Branch Details — GSCB0UTKC02
| Bank Name | Gujarat State Co-operative Bank |
| Branch Name | The Karnavati Co Op Bank Ltd Nikol |
| IFSC Code | GSCB0UTKC02 |
| MICR Code | 380803003 |
| Bank Code (RBI) | GSCB |
| Branch Code | UTKC02 |
| Address | B 58 SARDARPATEL MALL NIKOL GAM ROAD |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Contact | +917922704764 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using GSCB0UTKC02
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC GSCB0UTKC02.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC GSCB0UTKC02.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is GSCB0UTKC02. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Gujarat State Co-operative Bank The Karnavati Co Op Bank Ltd Nikol branch, Ahmedabad, Gujarat.
The MICR code is 380803003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: B 58 SARDARPATEL MALL NIKOL GAM ROAD. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
GSCB identifies Gujarat State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters UTKC02 identify the The Karnavati Co Op Bank Ltd Nikol branch.
Yes. Gujarat State Co-operative Bank The Karnavati Co Op Bank Ltd Nikol Branch (IFSC: GSCB0UTKC02) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC GSCB0UTKC02 → select NEFT/RTGS/IMPS → confirm with OTP.