Branch Details — GSCB0USMC03

Bank NameGujarat State Co-operative Bank
Branch NameSihor Mercantile Co-op. BANK Ltd.shastrinagar Branch
IFSC CodeGSCB0USMC03
MICR Code364803002
Bank Code (RBI)GSCB
Branch CodeUSMC03
AddressHARI DARSHAN COMPLEX, OPP- VITTHALWADI PETROL PUMP, SHASTRINAGAR, BHAVNAGAR
CityBhavnagar
DistrictBhavnagar
StateGujarat
Contact+912782520197
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using GSCB0USMC03

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC GSCB0USMC03.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC GSCB0USMC03.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is GSCB0USMC03. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Gujarat State Co-operative Bank Sihor Mercantile Co-op. BANK Ltd.shastrinagar Branch branch, Bhavnagar, Gujarat.
The MICR code is 364803002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HARI DARSHAN COMPLEX, OPP- VITTHALWADI PETROL PUMP, SHASTRINAGAR, BHAVNAGAR. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
GSCB identifies Gujarat State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters USMC03 identify the Sihor Mercantile Co-op. BANK Ltd.shastrinagar Branch branch.
Yes. Gujarat State Co-operative Bank Sihor Mercantile Co-op. BANK Ltd.shastrinagar Branch Branch (IFSC: GSCB0USMC03) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC GSCB0USMC03 → select NEFT/RTGS/IMPS → confirm with OTP.

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