Branch Details — GSCB0ASCB03

Bank NameGujarat State Co-operative Bank
Branch NameAssociate CO OP BANK LTD Umarwada
IFSC CodeGSCB0ASCB03
MICR Code395449003
Bank Code (RBI)GSCB
Branch CodeASCB03
Address20 TO 23, SAI DARSHAN MARKET, BEHIND MILLENIUM MARKET, UMARWADA, SURAT
CitySurat
DistrictSurat
StateGujarat
Contact+912612322494
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using GSCB0ASCB03

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC GSCB0ASCB03.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC GSCB0ASCB03.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is GSCB0ASCB03. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Gujarat State Co-operative Bank Associate CO OP BANK LTD Umarwada branch, Surat, Gujarat.
The MICR code is 395449003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 20 TO 23, SAI DARSHAN MARKET, BEHIND MILLENIUM MARKET, UMARWADA, SURAT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
GSCB identifies Gujarat State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters ASCB03 identify the Associate CO OP BANK LTD Umarwada branch.
Yes. Gujarat State Co-operative Bank Associate CO OP BANK LTD Umarwada Branch (IFSC: GSCB0ASCB03) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC GSCB0ASCB03 → select NEFT/RTGS/IMPS → confirm with OTP.

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