Branch Details — HDFC0003653
| Bank Name | HDFC Bank |
| Branch Name | Model TOWN Karnal |
| IFSC Code | HDFC0003653 |
| MICR Code | 132240112 |
| Bank Code (RBI) | HDFC |
| Branch Code | 003653 |
| Address | 295 L MODEL TOWN DIST KARNAL |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| Contact | +919996243333 |
| Toll Free | 1800-202-6161 |
| SWIFT Code | HDFCINBB (international) |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using HDFC0003653
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC HDFC0003653.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC HDFC0003653.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is HDFC0003653. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at HDFC Bank Model TOWN Karnal branch, Karnal, Haryana.
The MICR code is 132240112. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 295 L MODEL TOWN DIST KARNAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
HDFC identifies HDFC Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003653 identify the Model TOWN Karnal branch.
Yes. HDFC Bank Model TOWN Karnal Branch (IFSC: HDFC0003653) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC HDFC0003653 → select NEFT/RTGS/IMPS → confirm with OTP.