Branch Details — HDFC0003989
| Bank Name | HDFC Bank |
| Branch Name | RAM Nagar Karnal |
| IFSC Code | HDFC0003989 |
| MICR Code | 132240115 |
| Bank Code (RBI) | HDFC |
| Branch Code | 003989 |
| Address | HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| Contact | +919996243333 |
| Toll Free | 1800-202-6161 |
| SWIFT Code | HDFCINBB (international) |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using HDFC0003989
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC HDFC0003989.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC HDFC0003989.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is HDFC0003989. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at HDFC Bank RAM Nagar Karnal branch, Karnal, Haryana.
The MICR code is 132240115. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HDFC BANK LTD 95 8 RAM NAGAR KARNAL HARYANA132001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
HDFC identifies HDFC Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003989 identify the RAM Nagar Karnal branch.
Yes. HDFC Bank RAM Nagar Karnal Branch (IFSC: HDFC0003989) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC HDFC0003989 → select NEFT/RTGS/IMPS → confirm with OTP.