Branch Details — HDFC0003504
| Bank Name | HDFC Bank |
| Branch Name | Lal Kalan |
| IFSC Code | HDFC0003504 |
| MICR Code | 141240042 |
| Bank Code (RBI) | HDFC |
| Branch Code | 003504 |
| Address | ADJ. SBI ATM, VPO LAL KALAN, DISTT. LUDHIANA, LUDHIANA PUNJAB 141114 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +919815331111 |
| Toll Free | 1800-202-6161 |
| SWIFT Code | HDFCINBB (international) |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using HDFC0003504
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC HDFC0003504.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC HDFC0003504.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is HDFC0003504. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at HDFC Bank Lal Kalan branch, Ludhiana, Punjab.
The MICR code is 141240042. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ADJ. SBI ATM, VPO LAL KALAN, DISTT. LUDHIANA, LUDHIANA PUNJAB 141114. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
HDFC identifies HDFC Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003504 identify the Lal Kalan branch.
Yes. HDFC Bank Lal Kalan Branch (IFSC: HDFC0003504) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC HDFC0003504 → select NEFT/RTGS/IMPS → confirm with OTP.