Branch Details — HPSC0000115
| Bank Name | Himachal Pradesh State Co-operative Bank |
| Branch Name | Naina Devi |
| IFSC Code | HPSC0000115 |
| MICR Code | 174311075 |
| Bank Code (RBI) | HPSC |
| Branch Code | 000115 |
| Address | SRI NAINA DEVI JI PIN-174310 |
| City | Bilaspur |
| District | Naina Devi |
| State | Himachal Pradesh |
| Contact | +911978288097 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using HPSC0000115
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC HPSC0000115.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC HPSC0000115.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is HPSC0000115. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Himachal Pradesh State Co-operative Bank Naina Devi branch, Bilaspur, Himachal Pradesh.
The MICR code is 174311075. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SRI NAINA DEVI JI PIN-174310. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
HPSC identifies Himachal Pradesh State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000115 identify the Naina Devi branch.
Yes. Himachal Pradesh State Co-operative Bank Naina Devi Branch (IFSC: HPSC0000115) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC HPSC0000115 → select NEFT/RTGS/IMPS → confirm with OTP.