Branch Details — HPSC0000320
| Bank Name | Himachal Pradesh State Co-operative Bank |
| Branch Name | Pandoh |
| IFSC Code | HPSC0000320 |
| MICR Code | 175311123 |
| Bank Code (RBI) | HPSC |
| Branch Code | 000320 |
| Address | PANDOH PIN 175124 |
| City | Mandi |
| District | Pandoh |
| State | Himachal Pradesh |
| Contact | +911905282207 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using HPSC0000320
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC HPSC0000320.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC HPSC0000320.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is HPSC0000320. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Himachal Pradesh State Co-operative Bank Pandoh branch, Mandi, Himachal Pradesh.
The MICR code is 175311123. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PANDOH PIN 175124. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
HPSC identifies Himachal Pradesh State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000320 identify the Pandoh branch.
Yes. Himachal Pradesh State Co-operative Bank Pandoh Branch (IFSC: HPSC0000320) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC HPSC0000320 → select NEFT/RTGS/IMPS → confirm with OTP.