Branch Details — HPSC0000480
| Bank Name | Himachal Pradesh State Co-operative Bank |
| Branch Name | Jharag |
| IFSC Code | HPSC0000480 |
| MICR Code | Not allotted |
| Bank Code (RBI) | HPSC |
| Branch Code | 000480 |
| Address | PO JHARAG TEHSIL JUBBAL DISTT SHIMLA HP |
| City | Shimla |
| District | Jharag |
| State | Himachal Pradesh |
| Contact | +911781292020 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using HPSC0000480
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC HPSC0000480.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC HPSC0000480.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is HPSC0000480. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Himachal Pradesh State Co-operative Bank Jharag branch, Shimla, Himachal Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: PO JHARAG TEHSIL JUBBAL DISTT SHIMLA HP. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
HPSC identifies Himachal Pradesh State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000480 identify the Jharag branch.
Yes. Himachal Pradesh State Co-operative Bank Jharag Branch (IFSC: HPSC0000480) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC HPSC0000480 → select NEFT/RTGS/IMPS → confirm with OTP.