Branch Details — ICIC0003972
| Bank Name | ICICI Bank |
| Branch Name | Kakkanadsmartcity |
| IFSC Code | ICIC0003972 |
| MICR Code | 682229030 |
| Bank Code (RBI) | ICIC |
| Branch Code | 003972 |
| Address | ICICI BANK LTD., C.108, FIRST FLOOR, NORTHERN WING, SCK.01 BUILDING, KAKKANAD, KOCHI, KERALA.682042 |
| City | Ernakulam |
| District | Kakkanad |
| State | Kerala |
| Contact | +918129310174 |
| Toll Free | 1800-1080 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ICIC0003972
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ICIC0003972.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ICIC0003972.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ICIC0003972. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at ICICI Bank Kakkanadsmartcity branch, Ernakulam, Kerala.
The MICR code is 682229030. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ICICI BANK LTD., C.108, FIRST FLOOR, NORTHERN WING, SCK.01 BUILDING, KAKKANAD, KOCHI, KERALA.682042. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ICIC identifies ICICI Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003972 identify the Kakkanadsmartcity branch.
Yes. ICICI Bank Kakkanadsmartcity Branch (IFSC: ICIC0003972) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ICIC0003972 → select NEFT/RTGS/IMPS → confirm with OTP.