Branch Details — ICIC0005481
| Bank Name | ICICI Bank |
| Branch Name | Kochar Market |
| IFSC Code | ICIC0005481 |
| MICR Code | 141229038 |
| Bank Code (RBI) | ICIC |
| Branch Code | 005481 |
| Address | ICICI BANK LTD,B 183695 KOCHAR MARKET DIST LUDHIANA |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Toll Free | 1800-1080 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ICIC0005481
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ICIC0005481.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ICIC0005481.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ICIC0005481. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at ICICI Bank Kochar Market branch, Ludhiana, Punjab.
The MICR code is 141229038. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ICICI BANK LTD,B 183695 KOCHAR MARKET DIST LUDHIANA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ICIC identifies ICICI Bank. The 5th character 0 is reserved by RBI. The last 6 characters 005481 identify the Kochar Market branch.
Yes. ICICI Bank Kochar Market Branch (IFSC: ICIC0005481) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ICIC0005481 → select NEFT/RTGS/IMPS → confirm with OTP.