Branch Details — ICIC0004597
| Bank Name | ICICI Bank |
| Branch Name | Ratanlal Nagar |
| IFSC Code | ICIC0004597 |
| MICR Code | 208229028 |
| Bank Code (RBI) | ICIC |
| Branch Code | 004597 |
| Address | ICICI BANK LTD PLOT NO 8 9 10 RATANLAL NAGAR KANPUR 208022 |
| City | Kanpur City |
| District | Kanpur |
| State | Uttar Pradesh |
| Toll Free | 1800-1080 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ICIC0004597
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ICIC0004597.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ICIC0004597.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ICIC0004597. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at ICICI Bank Ratanlal Nagar branch, Kanpur City, Uttar Pradesh.
The MICR code is 208229028. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ICICI BANK LTD PLOT NO 8 9 10 RATANLAL NAGAR KANPUR 208022. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ICIC identifies ICICI Bank. The 5th character 0 is reserved by RBI. The last 6 characters 004597 identify the Ratanlal Nagar branch.
Yes. ICICI Bank Ratanlal Nagar Branch (IFSC: ICIC0004597) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ICIC0004597 → select NEFT/RTGS/IMPS → confirm with OTP.