Branch Details — IBKL0089SMC
| Bank Name | IDBI |
| Branch Name | THE Swasakthi Mercantile CO Operative Urban BANK LTD |
| IFSC Code | IBKL0089SMC |
| MICR Code | 520259252 |
| Bank Code (RBI) | IBKL |
| Branch Code | 089SMC |
| Address | 40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010 |
| City | Krishna |
| District | Vijayawada |
| State | Andhra Pradesh |
| Contact | +919494796530 |
| Toll Free | 1800-209-4324 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IBKL0089SMC
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IBKL0089SMC.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IBKL0089SMC.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IBKL0089SMC. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDBI THE Swasakthi Mercantile CO Operative Urban BANK LTD branch, Krishna, Andhra Pradesh.
The MICR code is 520259252. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IBKL identifies IDBI. The 5th character 0 is reserved by RBI. The last 6 characters 089SMC identify the THE Swasakthi Mercantile CO Operative Urban BANK LTD branch.
Yes. IDBI THE Swasakthi Mercantile CO Operative Urban BANK LTD Branch (IFSC: IBKL0089SMC) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IBKL0089SMC → select NEFT/RTGS/IMPS → confirm with OTP.