Branch Details — IBKL0186MC1

Bank NameIDBI
Branch NameMahalakshmi Co Operative Bank Ltd Udupi
IFSC CodeIBKL0186MC1
MICR Code576259253
Bank Code (RBI)IBKL
Branch Code186MC1
AddressY MM SANGHA BUILDIN, 1ST FLOOR, MALPE 576108
CityUdupi
DistrictUdupi
StateKarnataka
Contact+918202528812
Toll Free1800-209-4324
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using IBKL0186MC1

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IBKL0186MC1.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IBKL0186MC1.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is IBKL0186MC1. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDBI Mahalakshmi Co Operative Bank Ltd Udupi branch, Udupi, Karnataka.
The MICR code is 576259253. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: Y MM SANGHA BUILDIN, 1ST FLOOR, MALPE 576108. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IBKL identifies IDBI. The 5th character 0 is reserved by RBI. The last 6 characters 186MC1 identify the Mahalakshmi Co Operative Bank Ltd Udupi branch.
Yes. IDBI Mahalakshmi Co Operative Bank Ltd Udupi Branch (IFSC: IBKL0186MC1) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IBKL0186MC1 → select NEFT/RTGS/IMPS → confirm with OTP.

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