Branch Details — IBKL0027K01
| Bank Name | IDBI |
| Branch Name | Kottayam Co Operative Urban Bank Ltd |
| IFSC Code | IBKL0027K01 |
| MICR Code | 686804002 |
| Bank Code (RBI) | IBKL |
| Branch Code | 027K01 |
| Address | KOTTAYAM MAIN BRANCH,PBNO 46,THIRUNAKKARA P O,KOTTAYAM 686001 |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| Contact | +914812566476 |
| Toll Free | 1800-209-4324 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IBKL0027K01
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IBKL0027K01.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IBKL0027K01.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IBKL0027K01. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDBI Kottayam Co Operative Urban Bank Ltd branch, Kottayam, Kerala.
The MICR code is 686804002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KOTTAYAM MAIN BRANCH,PBNO 46,THIRUNAKKARA P O,KOTTAYAM 686001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IBKL identifies IDBI. The 5th character 0 is reserved by RBI. The last 6 characters 027K01 identify the Kottayam Co Operative Urban Bank Ltd branch.
Yes. IDBI Kottayam Co Operative Urban Bank Ltd Branch (IFSC: IBKL0027K01) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IBKL0027K01 → select NEFT/RTGS/IMPS → confirm with OTP.