Branch Details — IBKL0001287
| Bank Name | IDBI |
| Branch Name | Karadiya |
| IFSC Code | IBKL0001287 |
| MICR Code | 457259502 |
| Bank Code (RBI) | IBKL |
| Branch Code | 001287 |
| Address | IDBI BANK LTD VILLAGE AND POST KARADIYA TEHSIL ALOT DISTRICT RATLAM MADHYA PRADESH 457118 |
| City | Ratlam |
| District | Allot |
| State | Madhya Pradesh |
| Contact | +919920817695 |
| Toll Free | 1800-209-4324 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IBKL0001287
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IBKL0001287.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IBKL0001287.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IBKL0001287. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDBI Karadiya branch, Ratlam, Madhya Pradesh.
The MICR code is 457259502. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: IDBI BANK LTD VILLAGE AND POST KARADIYA TEHSIL ALOT DISTRICT RATLAM MADHYA PRADESH 457118. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IBKL identifies IDBI. The 5th character 0 is reserved by RBI. The last 6 characters 001287 identify the Karadiya branch.
Yes. IDBI Karadiya Branch (IFSC: IBKL0001287) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IBKL0001287 → select NEFT/RTGS/IMPS → confirm with OTP.