Branch Details — IBKL0574R48
| Bank Name | IDBI |
| Branch Name | Ratnagiri DCC BANK LTD Ratnagiri Phansavane Kalambaste |
| IFSC Code | IBKL0574R48 |
| MICR Code | 415803527 |
| Bank Code (RBI) | IBKL |
| Branch Code | 574R48 |
| Address | HOUSE OF SHRI AMIRUDDIN FAQIR WAGALE, H NO 53,A P PHANSAVANE, TAL SANGMESHWAR, |
| City | Ratnagiri |
| District | Phansavane |
| State | Maharashtra |
| Contact | +912354275239 |
| Toll Free | 1800-209-4324 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IBKL0574R48
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IBKL0574R48.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IBKL0574R48.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IBKL0574R48. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDBI Ratnagiri DCC BANK LTD Ratnagiri Phansavane Kalambaste branch, Ratnagiri, Maharashtra.
The MICR code is 415803527. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HOUSE OF SHRI AMIRUDDIN FAQIR WAGALE, H NO 53,A P PHANSAVANE, TAL SANGMESHWAR,. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IBKL identifies IDBI. The 5th character 0 is reserved by RBI. The last 6 characters 574R48 identify the Ratnagiri DCC BANK LTD Ratnagiri Phansavane Kalambaste branch.
Yes. IDBI Ratnagiri DCC BANK LTD Ratnagiri Phansavane Kalambaste Branch (IFSC: IBKL0574R48) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IBKL0574R48 → select NEFT/RTGS/IMPS → confirm with OTP.