Branch Details — IBKL0001223
| Bank Name | IDBI |
| Branch Name | Jowai |
| IFSC Code | IBKL0001223 |
| MICR Code | 793259102 |
| Bank Code (RBI) | IBKL |
| Branch Code | 001223 |
| Address | IDBI BANK LTD, MERUSA AND SONS COMPLEX,LADTHADLABOH,WEST JAINTIA HILLS,JOWAI 793150 |
| City | Jaintia Hills |
| District | Jowai |
| State | Meghalaya |
| Contact | +918402917126 |
| Toll Free | 1800-209-4324 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IBKL0001223
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IBKL0001223.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IBKL0001223.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IBKL0001223. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDBI Jowai branch, Jaintia Hills, Meghalaya.
The MICR code is 793259102. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: IDBI BANK LTD, MERUSA AND SONS COMPLEX,LADTHADLABOH,WEST JAINTIA HILLS,JOWAI 793150. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IBKL identifies IDBI. The 5th character 0 is reserved by RBI. The last 6 characters 001223 identify the Jowai branch.
Yes. IDBI Jowai Branch (IFSC: IBKL0001223) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IBKL0001223 → select NEFT/RTGS/IMPS → confirm with OTP.