Branch Details — IBKL0000825
| Bank Name | IDBI |
| Branch Name | Retail Assets Ludhiana |
| IFSC Code | IBKL0000825 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IBKL |
| Branch Code | 000825 |
| Address | IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +918427859070 |
| Toll Free | 1800-209-4324 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IBKL0000825
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IBKL0000825.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IBKL0000825.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IBKL0000825. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDBI Retail Assets Ludhiana branch, Ludhiana, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IBKL identifies IDBI. The 5th character 0 is reserved by RBI. The last 6 characters 000825 identify the Retail Assets Ludhiana branch.
Yes. IDBI Retail Assets Ludhiana Branch (IFSC: IBKL0000825) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IBKL0000825 → select NEFT/RTGS/IMPS → confirm with OTP.