Branch Details — IDFB0081071
| Bank Name | IDFC FIRST Bank |
| Branch Name | Kottayam Branch |
| IFSC Code | IDFB0081071 |
| MICR Code | 686751002 |
| Bank Code (RBI) | IDFB |
| Branch Code | 081071 |
| Address | GROUND FLOOR, MUNICIPALITY DOOR NO. 1476/B, CHERUKARA TOWERS, LOGOS JUNCTION, KOTTAYAM, KERALA-686001, TOLL FREE NO-18602582000 |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| Toll Free | 1800-10-888 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IDFB0081071
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IDFB0081071.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IDFB0081071.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IDFB0081071. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDFC FIRST Bank Kottayam Branch branch, Kottayam, Kerala.
The MICR code is 686751002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR, MUNICIPALITY DOOR NO. 1476/B, CHERUKARA TOWERS, LOGOS JUNCTION, KOTTAYAM, KERALA-686001, TOLL FREE NO-18602582000. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IDFB identifies IDFC FIRST Bank. The 5th character 0 is reserved by RBI. The last 6 characters 081071 identify the Kottayam Branch branch.
Yes. IDFC FIRST Bank Kottayam Branch Branch (IFSC: IDFB0081071) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IDFB0081071 → select NEFT/RTGS/IMPS → confirm with OTP.