Branch Details — IDFB0042203
| Bank Name | IDFC FIRST Bank |
| Branch Name | Ratlam-Bajaj Khana Branch |
| IFSC Code | IDFB0042203 |
| MICR Code | 457751002 |
| Bank Code (RBI) | IDFB |
| Branch Code | 042203 |
| Address | GROUND FLOOR, PLOT NO 84,85 AND 86, BAJAJ KHANA, RATLAM, MADHYA PRADESH - 457001 |
| City | Ratlam |
| District | Ratlam |
| State | Madhya Pradesh |
| Toll Free | 1800-10-888 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IDFB0042203
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IDFB0042203.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IDFB0042203.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IDFB0042203. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDFC FIRST Bank Ratlam-Bajaj Khana Branch branch, Ratlam, Madhya Pradesh.
The MICR code is 457751002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR, PLOT NO 84,85 AND 86, BAJAJ KHANA, RATLAM, MADHYA PRADESH - 457001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IDFB identifies IDFC FIRST Bank. The 5th character 0 is reserved by RBI. The last 6 characters 042203 identify the Ratlam-Bajaj Khana Branch branch.
Yes. IDFC FIRST Bank Ratlam-Bajaj Khana Branch Branch (IFSC: IDFB0042203) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IDFB0042203 → select NEFT/RTGS/IMPS → confirm with OTP.