Branch Details — IDFB0021174
| Bank Name | IDFC FIRST Bank |
| Branch Name | Ludhiana Sector Thirty Two Branch |
| IFSC Code | IDFB0021174 |
| MICR Code | 141751004 |
| Bank Code (RBI) | IDFB |
| Branch Code | 021174 |
| Address | GROUND AND FIRST FLOOR, SCO 32, SECTOR -32A, URBAN ESTATE , CHANDIGARH ROAD, LUDHIANA-141014 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Toll Free | 1800-10-888 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IDFB0021174
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IDFB0021174.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IDFB0021174.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IDFB0021174. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at IDFC FIRST Bank Ludhiana Sector Thirty Two Branch branch, Ludhiana, Punjab.
The MICR code is 141751004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND AND FIRST FLOOR, SCO 32, SECTOR -32A, URBAN ESTATE , CHANDIGARH ROAD, LUDHIANA-141014. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IDFB identifies IDFC FIRST Bank. The 5th character 0 is reserved by RBI. The last 6 characters 021174 identify the Ludhiana Sector Thirty Two Branch branch.
Yes. IDFC FIRST Bank Ludhiana Sector Thirty Two Branch Branch (IFSC: IDFB0021174) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IDFB0021174 → select NEFT/RTGS/IMPS → confirm with OTP.