Branch Details — IDIB000M431
| Bank Name | Indian Bank |
| Branch Name | Medical Road Chandauti |
| IFSC Code | IDIB000M431 |
| MICR Code | 823019007 |
| Bank Code (RBI) | IDIB |
| Branch Code | 00M431 |
| Address | ASHOKA CHAMBERS ROAD,NO 04 MAGADH COLONY MEDICAL ROAD CHANDAUTI GAYA |
| City | Gaya |
| District | Gaya |
| State | Bihar |
| Toll Free | 1800-425-00000 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IDIB000M431
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IDIB000M431.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IDIB000M431.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IDIB000M431. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Bank Medical Road Chandauti branch, Gaya, Bihar.
The MICR code is 823019007. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ASHOKA CHAMBERS ROAD,NO 04 MAGADH COLONY MEDICAL ROAD CHANDAUTI GAYA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IDIB identifies Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 00M431 identify the Medical Road Chandauti branch.
Yes. Indian Bank Medical Road Chandauti Branch (IFSC: IDIB000M431) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IDIB000M431 → select NEFT/RTGS/IMPS → confirm with OTP.