Branch Details — IDIB000K311
| Bank Name | Indian Bank |
| Branch Name | Kharadi |
| IFSC Code | IDIB000K311 |
| MICR Code | 411019023 |
| Bank Code (RBI) | IDIB |
| Branch Code | 00K311 |
| Address | KUL SCAPES SHOP NO04 SR NO9/11 TUKARAM NAGAR OPPOSITERELIANCE SMART KHARADI KHARADI PIN 411014 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Contact | +912027012211 |
| Toll Free | 1800-425-00000 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IDIB000K311
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IDIB000K311.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IDIB000K311.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IDIB000K311. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Bank Kharadi branch, Pune, Maharashtra.
The MICR code is 411019023. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KUL SCAPES SHOP NO04 SR NO9/11 TUKARAM NAGAR OPPOSITERELIANCE SMART KHARADI KHARADI PIN 411014. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IDIB identifies Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 00K311 identify the Kharadi branch.
Yes. Indian Bank Kharadi Branch (IFSC: IDIB000K311) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IDIB000K311 → select NEFT/RTGS/IMPS → confirm with OTP.