Branch Details — IDIB000F521
| Bank Name | Indian Bank |
| Branch Name | Ludhiana Focal Point |
| IFSC Code | IDIB000F521 |
| MICR Code | 141019031 |
| Bank Code (RBI) | IDIB |
| Branch Code | 00F521 |
| Address | OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +917347035091 |
| Toll Free | 1800-425-00000 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IDIB000F521
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IDIB000F521.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IDIB000F521.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IDIB000F521. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Bank Ludhiana Focal Point branch, Ludhiana, Punjab.
The MICR code is 141019031. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IDIB identifies Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 00F521 identify the Ludhiana Focal Point branch.
Yes. Indian Bank Ludhiana Focal Point Branch (IFSC: IDIB000F521) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IDIB000F521 → select NEFT/RTGS/IMPS → confirm with OTP.