Branch Details — IDIB000K640
| Bank Name | Indian Bank |
| Branch Name | Kaugachi |
| IFSC Code | IDIB000K640 |
| MICR Code | 700019273 |
| Bank Code (RBI) | IDIB |
| Branch Code | 00K640 |
| Address | FEEDER ROAD ANNAPURNA BAZAR KAUGACHI PO SHYAMNAGAR ANNAPURNA BAZAR KAUGACHI SHYAMNAGAR PIN 743127 |
| City | North 24 Parganas |
| District | Annapurna Bazar Kaugachi |
| State | West Bengal |
| Contact | +919748329297 |
| Toll Free | 1800-425-00000 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IDIB000K640
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IDIB000K640.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IDIB000K640.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IDIB000K640. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Bank Kaugachi branch, North 24 Parganas, West Bengal.
The MICR code is 700019273. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: FEEDER ROAD ANNAPURNA BAZAR KAUGACHI PO SHYAMNAGAR ANNAPURNA BAZAR KAUGACHI SHYAMNAGAR PIN 743127. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IDIB identifies Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 00K640 identify the Kaugachi branch.
Yes. Indian Bank Kaugachi Branch (IFSC: IDIB000K640) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IDIB000K640 → select NEFT/RTGS/IMPS → confirm with OTP.