Branch Details — IOBA0001805
| Bank Name | Indian Overseas Bank |
| Branch Name | Loyola Nagar |
| IFSC Code | IOBA0001805 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 001805 |
| Address | LOYOLA NAGAR NALLAPADU GUNTUR PIN 522005 |
| City | Guntur |
| District | Nallapadu |
| State | Andhra Pradesh |
| Contact | 2570804 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0001805
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0001805.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0001805.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0001805. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Loyola Nagar branch, Guntur, Andhra Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: LOYOLA NAGAR NALLAPADU GUNTUR PIN 522005. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001805 identify the Loyola Nagar branch.
Yes. Indian Overseas Bank Loyola Nagar Branch (IFSC: IOBA0001805) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0001805 → select NEFT/RTGS/IMPS → confirm with OTP.