Branch Details — IOBA0002977
| Bank Name | Indian Overseas Bank |
| Branch Name | Proddutur |
| IFSC Code | IOBA0002977 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 002977 |
| Address | DNO 8 BY 713 GANDHI NAGAR,PRODDUTUR,516360 CUDAPAAH DT AP |
| City | YSR Kadapa |
| District | Proddatur |
| State | Andhra Pradesh |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0002977
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0002977.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0002977.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0002977. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Proddutur branch, YSR Kadapa, Andhra Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: DNO 8 BY 713 GANDHI NAGAR,PRODDUTUR,516360 CUDAPAAH DT AP. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002977 identify the Proddutur branch.
Yes. Indian Overseas Bank Proddutur Branch (IFSC: IOBA0002977) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0002977 → select NEFT/RTGS/IMPS → confirm with OTP.