Branch Details — IOBA0004151
| Bank Name | Indian Overseas Bank |
| Branch Name | Chakni |
| IFSC Code | IOBA0004151 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 004151 |
| Address | 1ST FLOOR,SWETA SADAN RATAN MALA,MAIN RD,NH-27,BAGHA-1,DIST - WEST CHAMPARAN,BAGHA,BIHAR,845101 |
| City | East Champaran |
| District | Bagha |
| State | Bihar |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0004151
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0004151.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0004151.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0004151. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Chakni branch, East Champaran, Bihar.
This branch has not been allotted an MICR code in RBI records.
Address: 1ST FLOOR,SWETA SADAN RATAN MALA,MAIN RD,NH-27,BAGHA-1,DIST - WEST CHAMPARAN,BAGHA,BIHAR,845101. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 004151 identify the Chakni branch.
Yes. Indian Overseas Bank Chakni Branch (IFSC: IOBA0004151) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0004151 → select NEFT/RTGS/IMPS → confirm with OTP.