Branch Details — IOBA0004140
| Bank Name | Indian Overseas Bank |
| Branch Name | Gaurav Path |
| IFSC Code | IOBA0004140 |
| MICR Code | 395020011 |
| Bank Code (RBI) | IOBA |
| Branch Code | 004140 |
| Address | SHOP NO-27, 28, 29, GROUND FLOOR, ORCHID HARMONY, GAURAV PATH, OPPOSITE FIRE STATION |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0004140
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0004140.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0004140.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0004140. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Gaurav Path branch, Surat, Gujarat.
The MICR code is 395020011. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHOP NO-27, 28, 29, GROUND FLOOR, ORCHID HARMONY, GAURAV PATH, OPPOSITE FIRE STATION. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 004140 identify the Gaurav Path branch.
Yes. Indian Overseas Bank Gaurav Path Branch (IFSC: IOBA0004140) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0004140 → select NEFT/RTGS/IMPS → confirm with OTP.