Branch Details — IOBA0001958
| Bank Name | Indian Overseas Bank |
| Branch Name | Satwari Chowk Jammu |
| IFSC Code | IOBA0001958 |
| MICR Code | 180020003 |
| Bank Code (RBI) | IOBA |
| Branch Code | 001958 |
| Address | SATWARI JAMMU CANTONMENT PIN 180003 |
| City | Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Contact | 2437431 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0001958
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0001958.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0001958.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0001958. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Satwari Chowk Jammu branch, Jammu, Jammu and Kashmir.
The MICR code is 180020003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SATWARI JAMMU CANTONMENT PIN 180003. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001958 identify the Satwari Chowk Jammu branch.
Yes. Indian Overseas Bank Satwari Chowk Jammu Branch (IFSC: IOBA0001958) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0001958 → select NEFT/RTGS/IMPS → confirm with OTP.