Branch Details — IOBA0003607
| Bank Name | Indian Overseas Bank |
| Branch Name | Ranchi Harmu Road |
| IFSC Code | IOBA0003607 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 003607 |
| Address | SAVITRI COLONY, ARGORA BYE PASS ROAD, HARMU ROAD,RANCHI, JHARKHAND-834002 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| Contact | +916512361530 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003607
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003607.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003607.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003607. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Ranchi Harmu Road branch, Ranchi, Jharkhand.
This branch has not been allotted an MICR code in RBI records.
Address: SAVITRI COLONY, ARGORA BYE PASS ROAD, HARMU ROAD,RANCHI, JHARKHAND-834002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003607 identify the Ranchi Harmu Road branch.
Yes. Indian Overseas Bank Ranchi Harmu Road Branch (IFSC: IOBA0003607) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003607 → select NEFT/RTGS/IMPS → confirm with OTP.