Branch Details — IOBA0002845
| Bank Name | Indian Overseas Bank |
| Branch Name | Regional Office Ranchi |
| IFSC Code | IOBA0002845 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 002845 |
| Address | ATMARAM BHAVAN,RADHESHYAM LANE,MAHATMA GANDHI MARG,RANCHI,JHARKHAND STATE,PIN 834001 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0002845
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0002845.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0002845.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0002845. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Regional Office Ranchi branch, Ranchi, Jharkhand.
This branch has not been allotted an MICR code in RBI records.
Address: ATMARAM BHAVAN,RADHESHYAM LANE,MAHATMA GANDHI MARG,RANCHI,JHARKHAND STATE,PIN 834001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002845 identify the Regional Office Ranchi branch.
Yes. Indian Overseas Bank Regional Office Ranchi Branch (IFSC: IOBA0002845) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0002845 → select NEFT/RTGS/IMPS → confirm with OTP.