Branch Details — IOBA0000842
| Bank Name | Indian Overseas Bank |
| Branch Name | Jaya Ngr VII Block |
| IFSC Code | IOBA0000842 |
| MICR Code | 560020009 |
| Bank Code (RBI) | IOBA |
| Branch Code | 000842 |
| Address | 253,KANAKAPURA RD,VII BLOCK,JAYA NGR,BANGALORE |
| City | Bengaluru Urban |
| District | Bangalore |
| State | Karnataka |
| Contact | 22950356 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0000842
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0000842.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0000842.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0000842. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Jaya Ngr VII Block branch, Bengaluru Urban, Karnataka.
The MICR code is 560020009. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 253,KANAKAPURA RD,VII BLOCK,JAYA NGR,BANGALORE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000842 identify the Jaya Ngr VII Block branch.
Yes. Indian Overseas Bank Jaya Ngr VII Block Branch (IFSC: IOBA0000842) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0000842 → select NEFT/RTGS/IMPS → confirm with OTP.