Branch Details — IOBA0003728
| Bank Name | Indian Overseas Bank |
| Branch Name | AREA Colony |
| IFSC Code | IOBA0003728 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 003728 |
| Address | PLOT NO R4 E6 AREA COLONY NEAR SAI BABA ROAD BHOPAL MP 462016 |
| City | Bhopal |
| District | Bhopal |
| State | Madhya Pradesh |
| Contact | +917552559954 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003728
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003728.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003728.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003728. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank AREA Colony branch, Bhopal, Madhya Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: PLOT NO R4 E6 AREA COLONY NEAR SAI BABA ROAD BHOPAL MP 462016. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003728 identify the AREA Colony branch.
Yes. Indian Overseas Bank AREA Colony Branch (IFSC: IOBA0003728) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003728 → select NEFT/RTGS/IMPS → confirm with OTP.