Branch Details — IOBA0003319
| Bank Name | Indian Overseas Bank |
| Branch Name | Parel |
| IFSC Code | IOBA0003319 |
| MICR Code | 400020078 |
| Bank Code (RBI) | IOBA |
| Branch Code | 003319 |
| Address | GR FLOOR TRUST HOUSE,35,AVENUE RD,DR E BORGES ROAD,PAREL,MUMBAI 400012 MAHARASTRA |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003319
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003319.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003319.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003319. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Parel branch, Greater Bombay, Maharashtra.
The MICR code is 400020078. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GR FLOOR TRUST HOUSE,35,AVENUE RD,DR E BORGES ROAD,PAREL,MUMBAI 400012 MAHARASTRA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003319 identify the Parel branch.
Yes. Indian Overseas Bank Parel Branch (IFSC: IOBA0003319) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003319 → select NEFT/RTGS/IMPS → confirm with OTP.