Branch Details — IOBA0GB8221
| Bank Name | Indian Overseas Bank |
| Branch Name | OGB - Phulbani |
| IFSC Code | IOBA0GB8221 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | GB8221 |
| Address | ODISHA GRAMEEN BANK, PHULBANI BRANCH, AT/PO-PHULBANI, DIST-KANDHAMAL, PIN-762011 |
| City | Phulbani |
| District | Phulbani |
| State | Odisha |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0GB8221
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0GB8221.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0GB8221.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0GB8221. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank OGB - Phulbani branch, Phulbani, Odisha.
This branch has not been allotted an MICR code in RBI records.
Address: ODISHA GRAMEEN BANK, PHULBANI BRANCH, AT/PO-PHULBANI, DIST-KANDHAMAL, PIN-762011. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters GB8221 identify the OGB - Phulbani branch.
Yes. Indian Overseas Bank OGB - Phulbani Branch (IFSC: IOBA0GB8221) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0GB8221 → select NEFT/RTGS/IMPS → confirm with OTP.