Branch Details — IOBA0004164
| Bank Name | Indian Overseas Bank |
| Branch Name | RO Amritsar |
| IFSC Code | IOBA0004164 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 004164 |
| Address | KK TOWERS,THIRD FLOOR,SCO31,DISTRICT SHOPPING CENTRE,RANJIT AVENUE,AMRITSAR,PUNJAB,PIN 143001 |
| City | Amritsar |
| District | Amritsar |
| State | Punjab |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0004164
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0004164.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0004164.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0004164. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank RO Amritsar branch, Amritsar, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: KK TOWERS,THIRD FLOOR,SCO31,DISTRICT SHOPPING CENTRE,RANJIT AVENUE,AMRITSAR,PUNJAB,PIN 143001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 004164 identify the RO Amritsar branch.
Yes. Indian Overseas Bank RO Amritsar Branch (IFSC: IOBA0004164) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0004164 → select NEFT/RTGS/IMPS → confirm with OTP.