Branch Details — IOBA0000187
| Bank Name | Indian Overseas Bank |
| Branch Name | Akalgarh Gurusar Sudhar |
| IFSC Code | IOBA0000187 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 000187 |
| Address | AKHAL GARHGURUSARSUDHAR, PO KHALSA COLLEGE |
| City | Ludhiana |
| District | Sudhar |
| State | Punjab |
| Contact | +911624276837 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0000187
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0000187.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0000187.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0000187. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Akalgarh Gurusar Sudhar branch, Ludhiana, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: AKHAL GARHGURUSARSUDHAR, PO KHALSA COLLEGE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000187 identify the Akalgarh Gurusar Sudhar branch.
Yes. Indian Overseas Bank Akalgarh Gurusar Sudhar Branch (IFSC: IOBA0000187) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0000187 → select NEFT/RTGS/IMPS → confirm with OTP.