Branch Details — IOBA0003089
| Bank Name | Indian Overseas Bank |
| Branch Name | Alachaur |
| IFSC Code | IOBA0003089 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 003089 |
| Address | ROORKEE ROAD,ALACHAUR DIST SBS NAGAR,PUNJAB 144514 |
| City | Nawanshahr |
| District | Nawanshahar |
| State | Punjab |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003089
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003089.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003089.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003089. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Alachaur branch, Nawanshahr, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: ROORKEE ROAD,ALACHAUR DIST SBS NAGAR,PUNJAB 144514. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003089 identify the Alachaur branch.
Yes. Indian Overseas Bank Alachaur Branch (IFSC: IOBA0003089) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003089 → select NEFT/RTGS/IMPS → confirm with OTP.