Branch Details — IOBA0001854
| Bank Name | Indian Overseas Bank |
| Branch Name | Erode Arts College Branch |
| IFSC Code | IOBA0001854 |
| MICR Code | 638020012 |
| Bank Code (RBI) | IOBA |
| Branch Code | 001854 |
| Address | ERODE ARTS COLLEGE CAMPUS,CHENNIMALAI ROAD,RANGAMPALAYAM,ERODE |
| City | Erode |
| District | Erode |
| State | Tamil Nadu |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0001854
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0001854.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0001854.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0001854. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Erode Arts College Branch branch, Erode, Tamil Nadu.
The MICR code is 638020012. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ERODE ARTS COLLEGE CAMPUS,CHENNIMALAI ROAD,RANGAMPALAYAM,ERODE. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001854 identify the Erode Arts College Branch branch.
Yes. Indian Overseas Bank Erode Arts College Branch Branch (IFSC: IOBA0001854) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0001854 → select NEFT/RTGS/IMPS → confirm with OTP.