Branch Details — IOBA0003898
| Bank Name | Indian Overseas Bank |
| Branch Name | Colachel |
| IFSC Code | IOBA0003898 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 003898 |
| Address | SURVEY NUMBER A2, 81,2, MAIN ROAD, NEAR BY ANNA STATUE, COLACHEL, DISTRICT KANYAKUMARI, TAMILNADU, PIN CODE 629251 |
| City | Kanyakumari |
| District | Nagercoil |
| State | Tamil Nadu |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003898
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003898.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003898.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003898. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Colachel branch, Kanyakumari, Tamil Nadu.
This branch has not been allotted an MICR code in RBI records.
Address: SURVEY NUMBER A2, 81,2, MAIN ROAD, NEAR BY ANNA STATUE, COLACHEL, DISTRICT KANYAKUMARI, TAMILNADU, PIN CODE 629251. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003898 identify the Colachel branch.
Yes. Indian Overseas Bank Colachel Branch (IFSC: IOBA0003898) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003898 → select NEFT/RTGS/IMPS → confirm with OTP.