Branch Details — IOBA0000027
| Bank Name | Indian Overseas Bank |
| Branch Name | Gudiyatham |
| IFSC Code | IOBA0000027 |
| MICR Code | 632020302 |
| Bank Code (RBI) | IOBA |
| Branch Code | 000027 |
| Address | 42,KOSA ANNAMALAI STREET,GUDIYATHAM PIN 632602 |
| City | Vellore |
| District | Gudiyatham |
| State | Tamil Nadu |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0000027
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0000027.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0000027.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0000027. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Gudiyatham branch, Vellore, Tamil Nadu.
The MICR code is 632020302. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 42,KOSA ANNAMALAI STREET,GUDIYATHAM PIN 632602. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000027 identify the Gudiyatham branch.
Yes. Indian Overseas Bank Gudiyatham Branch (IFSC: IOBA0000027) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0000027 → select NEFT/RTGS/IMPS → confirm with OTP.