Branch Details — IOBA0001728
| Bank Name | Indian Overseas Bank |
| Branch Name | Gomti Nagar Phase II |
| IFSC Code | IOBA0001728 |
| MICR Code | 226020014 |
| Bank Code (RBI) | IOBA |
| Branch Code | 001728 |
| Address | PRAKASH,BAL,VIDYA,MANDIR,SAMITI,VINAMRA,KHAND,GOMTI,NAGAR,LUCKNOW,PIN,226010 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| Contact | 275110 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0001728
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0001728.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0001728.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0001728. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Gomti Nagar Phase II branch, Lucknow, Uttar Pradesh.
The MICR code is 226020014. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PRAKASH,BAL,VIDYA,MANDIR,SAMITI,VINAMRA,KHAND,GOMTI,NAGAR,LUCKNOW,PIN,226010. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001728 identify the Gomti Nagar Phase II branch.
Yes. Indian Overseas Bank Gomti Nagar Phase II Branch (IFSC: IOBA0001728) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0001728 → select NEFT/RTGS/IMPS → confirm with OTP.